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Decision Intelligence & AI Finance · Platform

Ask Your AI CFO
What To Do Next.

Upload your financial data. Your AI CFO analyses risks, finds profit leaks, and tells you exactly what to do next — in under 60 seconds. No Excel. No consultant.

Built for FP&A Analysts · Finance Managers · GCC Finance Teams · CFOs

Data stays in your session
No server storage
Groq + Llama 3.1 powered
Built by IBM / Reckitt FP&A
No credit card to start
7
AI Modules
60s
To Insight
6+
Years FP&A
₹0
To Start
Net Revenue 42.8M
GP Margin ↑ 54.2%
EBITDA 12.1M
Budget Achievement ↑ 103.4%
Trade Promo 11.2%
YoY Growth ↑ 8.7%
COGS % NR 45.8%
Recon Match Rate ↑ 94.5%
Budget RAG Green 68%
NR Variance +1.4M
Cash Runway 8.2 mo
DIO ↑ 42 days
Net Revenue 42.8M
GP Margin ↑ 54.2%
EBITDA 12.1M
Budget Achievement ↑ 103.4%
Trade Promo 11.2%
YoY Growth ↑ 8.7%
COGS % NR 45.8%
Recon Match Rate ↑ 94.5%
Budget RAG Green 68%
NR Variance +1.4M
Cash Runway 8.2 mo
DIO ↑ 42 days
Platform · Decision Intelligence

Seven modules. One AI CFO brain.

Click any module card to launch directly into the app. AI CFO built in — answers in Problem → Insight → Action format.

◆ AI CFO Brain · Live Decision Signals
📈 Growth Decision
"Cut expenses by 18%"
COGS above benchmark — 3 vendor lines identified
⚠ Cash Alert
"Cash runway: 5 months"
Accelerate collections · Defer non-critical capex
💡 Pricing Opportunity
"Increase pricing 12%"
Elasticity model shows low volume risk on top SKUs
✅ Recovery Action
"EBITDA recovery +₹8M"
Price + cost actions combined over 90-day horizon
01
Upload any CSV
P&L, ERP, bank, budget — any column structure. Or use our sample templates.
02
AI analyses instantly
Groq + Llama 3.1 detects risks, cost leaks, variance drivers — in under 5 seconds.
03
Get clear decisions
Cut costs here, protect cash there, raise prices on these SKUs — with expected impact.
Click any module — launches directly in the app
7 Modules · Every one AI-powered
Core · Decision Suite
FP&A Decision Intelligence
Complete P&L suite — dashboards, variance analysis, budget vs actuals, financial modelling, and AI CFO. Everything in one place from any CSV.
  • 10+ KPIs · P&L bridge · Market heatmaps
  • Budget vs Actuals snapshot built-in
  • Financial modelling & variance analysis
  • AI CFO — Problem · Insight · Action
🧠 AI CFO Insight⚠ Risk: Medium
If COGS % exceeds 48% or EBITDA margin falls below 20%, your AI CFO flags an immediate pricing or cost action.
📈 Expected:Identify 3–6% margin recovery opportunity
Reconciliation
Reconciliation Engine
ERP vs Bank, GL vs Sub-ledger, PO vs Invoice. Composite key matching — zero false breaks. Download exceptions report in seconds.
  • 3-part composite key — zero false breaks
  • Matched · Amount Break · Missing A/B
  • Match rate donut + exceptions CSV
  • AI CFO — Problem · Insight · Action
🧠 AI CFO Insight⚠ Risk: High
Unreconciled transactions above ₹500K are flagged automatically. Your AI CFO prioritises which breaks need same-day resolution.
📈 Expected:Catch breaks before close — save 4+ hours/month
Cost Analysis
Cost Intelligence
COGS and OPEX benchmarking with segment efficiency scores, cost waterfall charts, and AI-driven cost reduction recommendations per flagged line.
  • COGS % & OPEX % vs configurable benchmarks
  • Flags above-benchmark lines in red
  • Cost waterfall + segment efficiency chart
  • AI CFO — Problem · Insight · Action
🧠 AI CFO Insight⚠ Risk: High
If any cost line exceeds benchmark by 15%+, your AI CFO recommends the exact reduction lever and expected margin improvement.
📈 Expected:Reduce COGS/OPEX 8–18% on flagged lines
AI Agent · New
Data Analysis Agent
Upload any financial dataset. The agent auto-profiles your data, runs statistical analysis, builds correlation heatmaps, and answers any question in plain English.
  • Auto data profiling — nulls, duplicates, stats
  • Distribution charts + correlation heatmap
  • Category breakdowns + trend detection
  • AI Agent — Problem · Insight · Action
🧠 AI Agent Insight⚠ Risk: Low
Ask any financial question in plain English — your AI agent cross-references your data and returns a CFO-quality answer instantly.
📈 Expected:Replace 2–3 hours of manual analysis per query
Personal Finance · New
Personal Finance Engine
Ask "Can I afford a ₹20,000 phone?" Enter your financial profile and get a Safe / Moderate / Risky decision with exact savings impact and AI recommendation.
  • Safe / Moderate / Risky decision engine
  • Exact savings impact calculation
  • AI personal finance advisor
  • PDF report download
🧠 AI CFO Insight⚠ Risk: Low
Your AI CFO models every major financial decision against your income, savings rate, and investment goals before you commit.
📈 Expected:Avoid decisions that hurt savings by 15–40%
Cash Flow · New
Cash Flow Intelligence
Upload your monthly cash flow statement. Get instant liquidity health, burn rate, runway analysis, and AI CFO insights — know where cash is going before the board asks.
  • Closing balance trend + net CF waterfall
  • Burn rate · Runway months · Liquidity score
  • Operating / Investing / Financing breakdown
  • AI CFO — Problem · Insight · Action
🧠 AI CFO Insight⚠ Risk: High
If cash runway drops below 6 months, your AI CFO raises an immediate alert and gives a 3-step cash preservation plan.
📈 Expected:Extend runway by 30–90 days with AI actions
“
EBITDA is green but cash flow is bleeding.
Fincy tells you why — before your CFO asks.
Fincy Intelligence · Built by Jitendra Parida · IBM / Reckitt · Capgemini / Unilever
Early Access

Be one of the first
10 users.

Fincy is in active early access.

We are looking for 10 FP&A professionals — Finance Analysts, Finance Managers, or CFOs at GCC or FMCG companies — to try Fincy free and give honest feedback. Your name goes on this page as a founding user.

3 of 10 spots taken

Free access · All 7 modules · Your feedback shapes the product

Pricing

Start free.
Scale when ready.

INR pricing. No hidden fees. Cancel anytime. Designed for Indian GCC and FMCG finance teams.

Starter
Free
₹0 / forever
All 7 modules · Sample data · Limited AI queries
✓ No credit card · No setup · Start in 60 seconds
  • All 7 AI modules (sample data)
  • FP&A Decision Intelligence
  • Reconciliation Engine
  • Budget, Cost & Cash Flow
  • AI CFO in every module
  • PDF & CSV exports
Analyst
Pro
₹999 / month
Billed monthly · Cancel anytime
✓ Most popular · Instant access · UPI / Cards / NetBanking
  • Everything in Free
  • Your own CSV uploads (unlimited)
  • Unlimited AI CFO queries
  • 30-day analysis history
  • Priority AI (faster responses)
  • PDF & CSV report exports
  • Early access to new modules
Pay ₹999/month — Razorpay →

UPI · Debit/Credit Cards · NetBanking · Wallets

UPI · Debit/Credit Cards · NetBanking · Wallets

Enterprise
Team
₹3,999 / month
Up to 5 seats · Cancel anytime
Coming Q3 2026 — Join waitlist
  • Everything in Analyst
  • 5 team seats
  • Shared workspace
  • Commentary & annotation layer
  • Role-based access
  • Shareable report links
  • Priority support
Join Waitlist →
AI Finance Learning System

From Analyst to AI Finance Leader.

5 stages. 30+ modules. One outcome — you become irreplaceable.
Built on 6+ years of FP&A experience at IBM/Reckitt and Capgemini/Unilever. Every module is a real decision you will face in your finance career — now powered by AI. Not theory. Not tutorials. Job-ready skills from Day 1.
Your Progress
0 / 30 modules
FAQ

Questions finance teams
always ask.

Is my financial data safe? Where does it go?+
Your uploaded CSV files are processed entirely within your browser session. The data is never stored on any Fincy server. When you close your tab, the data is gone. When you use the AI CFO, only anonymised financial summary statistics — not raw row-level data — are sent to the Groq API for inference. Each user session is completely isolated.
What format does my CSV need to be in?+
Any format works. Fincy uses dynamic column mapping — you tell the system which column is your Revenue, COGS, EBITDA etc., and it adapts. You can also download our sample templates (6 ready-made CSVs below) to see exactly what works. If you have an Excel file, export it as CSV from File → Save As → CSV.
I'm not technical. Can I still use Fincy?+
Yes — that's exactly who Fincy is built for. If you can upload a file and type a question, you can use every module. No coding, no formulas, no setup. The AI CFO explains everything in plain English. The module cards have direct links that take you straight into the relevant analysis.
Can my team use this together?+
Right now Fincy is a single-user tool — each session is independent. The Team plan (₹3,999/month, coming Q3 2026) will add shared workspaces, multi-user access, and shareable report links. Join the waitlist via the pricing section to get early access and founding user pricing.
How is this different from Power BI or Excel?+
Power BI and Excel require you to build the analysis yourself — models, formulas, dashboards. Fincy gives you the analysis instantly, plus an AI CFO that tells you what to do with the numbers. It took 6 years of FP&A experience at IBM/Reckitt and Capgemini/Unilever to build the logic inside each module. You get that expertise in 60 seconds.
What if I don't have real financial data to upload?+
Use our sample templates — there are 6 ready-made CSVs covering FMCG P&L, reconciliation (ERP vs Bank), budget vs actuals, cost intelligence, a generic dataset, and a cash flow statement. Download any of them from the Templates section below, upload to the app, and your AI CFO will give you a full analysis instantly.
Founder

Built from the inside.
Not from the outside.

JP
Jitendra Parida
Senior FP&A Analyst
LinkedIn ↗
IBM / Reckitt · MENARP & Africa Capgemini / Unilever · ANZ & APAC 6+ years · Supply Chain FP&A

Fincy Intelligence was built by someone who has lived the FP&A problem from the inside. With 6+ years in FMCG finance at IBM supporting Reckitt across MENARP and Africa markets, and prior experience at Capgemini supporting Unilever across ANZ and APAC, I've spent thousands of hours doing exactly what Fincy now does in 60 seconds.

"I built the reconciliation module after spending 4 hours every month-close manually matching ERP vs Bank data in Excel across multiple markets. That pain is what made Fincy real."

Every module was designed around workflows I've done myself. The AI CFO answers the questions a board actually asks. The KPIs are the ones that matter in FMCG supply chain finance — not generic BI metrics. This isn't a tool built by a developer who read about FP&A. It's built by an FP&A analyst who learned to build.

Sample Data

No data? No problem.
Start with a template.

Download a ready-made CSV for each module. Upload and see your AI CFO in action instantly.

📊
FP&A Decision Intelligence
FMCG / Consumer Goods
Multi-market P&L with brands, channels, trade promo, budget and variance. Modelled on real FMCG supply chain data.
↓ FMCG P&L Template
360 rows · 2 years · 5 markets · 19 columns
🔁
Reconciliation Engine
ERP vs Bank Sample
Two-source dataset with matching IDs, amounts, dates, and 10 intentionally unmatched entries — built to demonstrate the break-detection engine.
↓ Source A (ERP) Template ↓ Source B (Bank) Template
172+182 rows · 10 exceptions built in
🎯
Budget vs Actuals Tracker
Budget RAG Template
Period-by-period budget vs actual with prior year data, covering 12 months and multiple P&L line items with RAG status.
↓ Budget Template
30 rows · 12 periods · Revenue, COGS, OPEX
💡
Cost Intelligence
COGS & OPEX Template
SKU-level cost data across markets with Revenue, COGS, and OPEX columns. Designed to trigger benchmark flags and AI recommendations.
↓ Cost Template
24 rows · 4 SKUs · 3 markets
🤖
Data Analysis Agent
Generic Financial Dataset
Neutral multi-industry template with regions, product lines, channels and financial metrics. Works for any business type.
↓ Generic Template
288 rows · 2 years · 4 regions
💧
Cash Flow Intelligence
Monthly Cash Flow Statement
12-month cash flow with Opening Balance, Operating, Investing, and Financing inflows/outflows. Shows burn rate, runway, and liquidity analysis.
↓ Cash Flow Template
12 rows · Full year · 7 columns
Legal

Terms & Conditions.
Your trust matters.

Intellectual Property

Fincy Intelligence — including its design, logic, code, content, and AI modules — is the exclusive intellectual property of Jitendra Parida (Founder & Creator). All rights reserved © 2026.

Unauthorized copying, reproduction, reverse-engineering, or redistribution of this platform, in whole or in part, is strictly prohibited without explicit written permission from the owner.

Permitted Use
  • ✓Personal and educational use is permitted
  • ✓Finance professionals may use for workflow automation
  • ✗Reselling or white-labelling without licence
  • ✗Replicating this product or its design without permission
  • ✗Commercial redistribution without explicit written consent

Legal Notice: This platform is protected under applicable copyright and intellectual property laws. Legal action will be taken against any misuse, unauthorised replication, or infringement.

© 2026 Fincy AI · All Rights Reserved
Founder: Jitendra Parida
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Your AI CFO is waiting.
Try it free — right now.

Upload your P&L CSV. Get your first financial decision in under 60 seconds. No code. No setup. No credit card.